Xplore is here to help young people from 11 years upwards, who are finding it hard to cope at school, home or in the community.For various reasons, young people experience difficulties, eg: moving from primary school to secondary school, the break up of a family, bullying at school, managing their anger and sometimes they need support ot overcome these hurdles.Xplore is here to help young people from 11 years upwards, who are finding it hard to cope at school, home or in the community.Xplore is here to help young people from 11 years upwards, who are finding it hard to cope at school, home or in the community.return to homepagesite map
Xplore is here to help young people from 11 years upwards, who are finding it hard to cope at school, home or in the community.Xplore is not just for young people experiencing problems it also helps and encourages young people to become involved in activities which are currently beyond their reach.
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Xplore Money


Money

There are ways to handle money sensibly. Here are some ideas:

  • Plan ahead.
  • Sit down, and write down the money you spend on different things, over a week. It will surprise you.
  • Allow for unexpected payments.
  • If possible, only buy on a cash basis - don't borrow money with a loan or credit card.
  • If you are considering buying something, wait for some days.
  • Check prices elsewhere!
  • Buy things at the end of their season, when they may be cheaper.
  • Learn to mend things to make them last longer.
  • Use a shopping list, so that you do not buy extra things you do not need. (This is called 'impulse buying'!)
  • Look for special cheap offers.
  • Don't believe what advertisements tell you!
    Share things with your friends.

How to get out of Debt

  • Don't hide from it, and pretend it is not happening.
  • Establish a budget.
  • Look at your list of assets (things that you own).
  • Look at your list of debts.
  • Make a debt repayment schedule.
  • Seek honest ways of finding extra income.
  • Do not build up new debt.
  • Learn to be happy and content with what you have.
  • Consider a change of lifestyle.
  • Balance your time.
  • Seek advice - talk to someone that you can trust.
  • Don't give up.

Associated Links:


Xplore Dundee - Xplore Life

- money
- relationships
- law
- learning
- work
- leisure
- environment
 


Mitchell Street Centre
Mitchell Street,
Dundee,
DD2 2LJ

Tel: 01382 435863
Fax: 01382 435858
click on this map to find out where Xplore is.
 

 
Xplore Dundee, Supporting young people to explore their future